The Worst Experience of our USA Adoption: Part 5
As Mr. MPB have been spending our evenings discussing everything I’ve been writing about, as if in some ways re-hashing all the crazy we endured – the lies, the ever increasing fees, the threat of taking Little MPB away, disrespect for Little MPB’s birth mom, etc. And of course, Mr. MPB pointed out another part that I should share. So, here is part 5.
We are Canadians. Our medical system is not perfect, but we never have to worry about going to a doctor, or receiving emergency medical care. I’ve never in my life received a bill for any medical appointments or medical procedures in Canada.
So, as Canadians having a child in the USA, we were petrified of the USA medical system. Our USA Agency gave us a USA Medical System 101 crash course. Evidently Medicaid would cover Little MPB’s birth and basic care so long as we were in State 1. Once we left State 1 for State 2, Little MPB’s medical care would become the Agencies responsibility, and therefore our responsibility. (Now I cannot helpt but wonder if this was true?)
So, before we went to the USA we began trying to figure out how to get Little MPB medical insurance, because most babies need to see a pediatrician at some point in time. We tried to buy private insurance for Little MPB. No Canadian insurance provider would cover him because he wasn’t a Canadian citizen and they couldn’t figure out how to deal with the adoption stuff. No USA insurance provider would cover him because we weren’t American and they couldn’t figure out how to deal with the adoption stuff.
So, our USA agency assured us that they purchase medical insurance for all international families and we’d just pay them for the insurance bill. But, at no-time would they provide us with any sort of written confirmation of the insurance policy. So, we had to trust them. And, this was before all the crazy horribleness happened while we were in the USA, so we just assumed they would purchase a policy.
When we got to State 2 we asked about the medical insurance because we wanted to take Little MPB to see a pediatrician. Little MPB appeared healthy, but he had not seen any sort of pediatrician/doctor since he was 3 days old. Our Canadian clinic was helping us as much as possible over the phone (thank god). But we still thought it would be a good idea to check in with a doctor in person.
Well, it turns out the agency did not buy any sort of medical insurance for Little MPB. Once we found this out we sort of panicked. We knew the agency would never cover any medical costs if Little MPB got sick. And, we knew if he got really sick we could literally go bankrupt taking care of him in the USA.
Mr. MPB and I became consumed with worry. We knew Little MPB had been exposed to more germs then most babies – he lived in a hotel the first week of his life, he flew from State 1 to State 2, we were staying in a house with other children, etc. What were we going to do if he got sick?! How could we ever afford it? How could they have lied to us about this? When will the lies ever stop?! We began obsessively sterilizing his bottles, and washing his blankets and clothing, etc. Yet because we were dealing with all the other insane things, in some ways it kept us from obsessing too much about it.
Ironically enough, right before we were signing the final paperwork, the USA agency decided to require Little MPB to go to a pediatrician. If their pediatrician had any worries about Little MPB’s health he wouldn’t be allowed to leave the USA until he was better – something as simple as a cold would have prevented us from going home. Clearly that threat scared the bejeebers out of us! But, I’ll honestly admit we could have cared less how much the bill was going to be, we wanted him to see a doctor! A few hundred dollars later, he was given a clear bill of health and the lack of medical insurance turned out to not be a big deal.
But, what if something had happened to him in State 2? What if he ended up with jaundice or a chest infection or even just a cold? What if he needed more medical care? How in the world would we have paid for that?! Amongst everything else, we just shouldn’t have had to worry about our agency not getting medical insurance for Little MPB. We should not have been faced with yet another lie.
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